Pricing
Start free. Upgrade for every payment and person, the Excel workbook, and the persons, providers and payments CSVs. Your data stays on your device on every plan.
Free
- Any number of payment rows
- Form 2441 credit, DCFSA exclusion and every note
- First 8 rows and 2 people shown, print with a footer
- No signup, nothing uploaded
7-day pass
- 7 days of Pro, no subscription
- Every payment and every person, print without footer
- Excel workbook
- Persons, providers and payments CSVs
Pro Monthly
- Everything in Pro
- Add payments as you pay providers
- All exports
- Cancel anytime
Pro Yearly Best value
- Everything in Pro
- Open enrollment through April filing
- Costs less than 6 months of monthly
Prices in USD. Secure checkout by Polar, our merchant of record (its checkout shows our seller name, Launchtools). Sales tax is added at checkout in the US, Canada and India; elsewhere VAT/GST is included. Already bought? Enter your license key.
FAQ
Do I need an account?
No. Pro is unlocked with a license key you receive after checkout. Paste it into Carefold once on each browser you use.
Is there a size limit?
No. Every plan reads any number of payments and totals them all; the free plan shows the first 8 rows and the first 2 people.
Can I cancel?
Yes. Cancel monthly and yearly plans anytime from the customer portal link in your receipt, and Pro stays active until the end of the paid period. The 7-day pass never renews.
Do you offer refunds?
If Carefold can't read your file or applies a rule incorrectly, email service.platform.bookings@gmail.com within 14 days of purchase for a full refund.
Is my data uploaded?
No. Your files are read by JavaScript in your browser tab and never sent to us or anyone else. Payment rows aren't stored, so closing the tab clears them. Settings can be saved in this browser.
What does Carefold do?
It reads your childcare payments, works out the 2026 child and dependent care credit percentage, the dependent care FSA exclusion under IRC §129, and the Form 2441 figures you need — including when the exclusion wipes the credit.
What expenses count?
Amounts you paid so you (and your spouse if filing jointly) could work or look for work: day care, before- and after-school care, and day camp. Overnight camp and kindergarten-and-up schooling generally do not. See Pub. 503.
How does the 2026 rate work?
It starts at 50% for AGI of $15,000 or less, steps down (not below 35%) by 1 point per $2,000 over $15,000, then further down (not below 20%) after $75,000 ($150,000 joint). Expense caps stay $3,000 / $6,000.
What's free?
Importing any number of payments, the Form 2441 credit, the DCFSA exclusion, every note, the first 8 rows and the first 2 people on screen and in print (with a footer). Pro shows and prints everything and exports the Excel workbook and CSVs.
DCFSA or the credit?
FSA dollars come out pre-tax up to $7,500 in 2026. The credit is 20–50% of up to $3,000/$6,000 of expenses left after the exclusion. Carefold shows both on one worksheet.
What isn't covered?
State credits, household-employee payroll (Schedule H), and whether a specific person qualifies under the age or disability tests. Form 2441, Pub. 503 and a tax professional come first.
Is this tax advice?
No. Carefold applies the rules it describes to the numbers you provide. It is a worksheet to check against Form 2441.